Determin What You
Can Aford And How You WIll Pay
You may be tempted to first
find the vehicle you want and then figure out how to pay for it
later. Any loan can have an affordable monthly payment if you extend
the term long enough, but that can add significantly to the total
cost of the car. Focus on the total amount financed rather than
on the monthly payment alone.
Decide Which Vehicals
To Concider
New, used or certified pre-owned? Coupe or
sedan? SUV or minivan? Figure out what vehicle types and models
fit your price range and needs. The more you're willing to consider,
the wider the range of prices you'll get and the better bargaining
position you'll be in when it comes time to buy.
Prepare To Deal
With Sellers
If you've completed Steps 1 and 2, you're
more than halfway to a good deal. Now you'll need some tips on
how to narrow the selection of used cars and/or understand what
happens at dealerships before you're in one. The vehicle's sale
price -- and not the monthly payment -- is your key focus, but
you'd best study up on trade-ins, financing and insurance (F&I),
service contracts and all the other extras that dealers offer.
Find The Right
Car For You And Make The Deal
You should now be confident and
prepared to use Cars.com to find all the best vehicles for sale
in your area and to arrange test drives of the most promising
ones. Getting in touch with a dealer or private-party seller is
easy -- you choose whether to call or e-mail.
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